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Texas Security Deposit Laws (2026)

Last reviewed October 5, 2026Sources: Tex. Prop. Code ch. 92, subch. A

Texas is a no-cap state: the lease sets the deposit, and Texas law instead concentrates on what happens after you leave. The Texas Property Code gives landlords 30 days and hits wrongful withholding with $100, three times the withheld amount, and attorney fees — which is why a dated demand letter works so well here.

Max depositNo statutory cap
No statutory cap — the lease sets the amount, and it must say where the deposit is held.
Return deadline30 days after you give up possession
Interest on depositNo statewide rule

No statewide interest requirement. Interest aside, the return deadline above is what actually moves your money.

StatuteTex. Prop. Code ch. 92, subch. A

The cap: how much your landlord can ask for

No statutory cap — the lease sets the amount, and it must say where the deposit is held. Whatever the cap, the deposit remains your money: the cap limits the request, and the sections below limit what can happen to it afterward.

The deadline: when the money comes back

Texas landlords have 30 days from when you give up possession — normally the day you return all keys — to either refund the deposit or send the written itemization that state law requires. Mark the date on your calendar the day you move; a deadline that passes without refund or statement is what converts an awkward wait into a legal claim.

Interest: does your deposit earn any?

No statewide interest requirement. Interest aside, the return deadline above is what actually moves your money.

Deductions: what can legally come out

Like nearly every state, Texas lets landlords charge for real damage and unpaid costs — but not for normal wear and tear. Faded paint, worn carpet in a walkway, and small nail holes from picture hangers are the landlord's cost of doing business; broken fixtures, uncleaned appliances, and unpaid rent are chargeable. When deductions are taken, Texas requires them in writing — so photograph the unit at move-out and keep the timestamped set until the money arrives. Every line item can then be checked against how the unit actually looked, which is how inflated deductions get beaten.

If the deposit doesn't come back

Skipping the rules costs $100, three times the wrongfully withheld amount, and attorney fees. The route is almost always the same: a written demand letter citing the deadline and Tex. Prop. Code ch. 92, subch. A, then small claims court in the county where the unit sits. Filings are cheap, lawyers aren't required, and landlords who ignored two letters usually settle the week a court date appears.

Your Texas action plan

Three moves protect a Texas deposit: (1) compare the deposit you're being asked for against the cap above before you sign; (2) photograph the unit at move-in and again at move-out — documentation settles most disputes before they start (our interactive checklist walks you through it); (3) the day you return keys, write the deadline on your calendar and send your forwarding address in writing. If that date passes in silence, the demand letter template takes about ten minutes, and small claims court is the next stop.

Texas deposit FAQ

How much can a landlord charge for a security deposit in Texas?
There is no statutory cap — the lease sets the amount. No statutory cap — the lease sets the amount, and it must say where the deposit is held.
When must a landlord return a security deposit in Texas?
30 days after the tenant gives up possession.
Does a security deposit earn interest in Texas?
No statewide requirement.
What happens if a Texas landlord wrongfully keeps the deposit?
Skipping the rules costs $100, three times the wrongfully withheld amount, and attorney fees.

Run your Texas numbers

Cap check, your personal deadline date, and the interest your deposit earned — in about twenty seconds.

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Keep reading

This page summarizes Tex. Prop. Code ch. 92, subch. A as last reviewed October 5, 2026. Laws and locally announced rates change — confirm current figures with the Texas housing authority or attorney general's consumer site before relying on them.